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Live classes for your team

Turn the Insights series into a class for your team.

The people who understand the coverage shown on a certificate, the language on your contract and, most importantly, the language on the policy forms are your first line of protection. A live class built around the documents we handle every day will help your staff understand the risks and how to avoid them.

Request a live classSee the class series

Tailored or general

We can build the class around your contracts, your industry and your past claims, or teach a general program covering the full series.

Webinar or in person

Live webinars wherever your team is. In-person sessions are available in some locations; tell us where you are and we’ll confirm.

Included for clients

Classes are included for enrolled Risk Associates clients. For other organizations, we’ll talk through scope, format and cost when we contact you, once we understand what your team needs.

The classes

Our class series

Three live classes, taught in order or on their own. Each one works from real certificates, endorsements and contracts.

Class 1

Certificates of Insurance

What a certificate of insurance can and can’t prove, the rules behind it, and how to handle the requests that put coverage at risk.

Topics

  • What a certificate of insurance is, and what it isn’t
  • What information a certificate shows
  • ACORD certificate forms and what each one is used for
  • A little history: what ACORD intends the certificate to be used for
  • What can’t be shown on a certificate, and why
  • An introduction to state certificate regulations
  • Blanket endorsements: what “blanket” really means
  • Other common terms on certificate requests
  • Possible solutions for blanket situations
  • How online certificate platforms fit in
  • Certificate questionnaires and how to handle them
  • What to do when a certificate doesn’t match your requirements
  • The risk of relying on a certificate when a claim comes in

Class 2

Additional Insured Endorsements

How additional insured language has changed, why so many parties who expect coverage don’t have it, and how to read the forms that decide it.

Topics

  • ISO additional insured endorsement changes since 1985
  • Why the language has changed, and why there are so many carrier endorsements
  • Contractual privity: what it is and why it comes up with certificate and endorsement requests
  • Upstream parties in construction and in real estate
  • How to tell if a form contains contractual privity language
  • Carrier forms vs. ISO forms: real examples and how they differ
  • Blanket and “bucket” endorsements: what blanket really means
  • Reference materials, including an ISO additional insured forms comparison chart

Class 3

Contract Language and the Policy Form

This class shows how both the certificate and the policy forms will restrict coverage regardless of what the contract says, and how language that isn’t in the contract can keep a claim from being covered when the loss gets to court.

Topics

  • How both the certificate and the policy forms restrict coverage, regardless of what the contract says
  • How language missing from the contract can keep a claim from being covered when the loss gets to court

Request

Request a live class

Tell us about your team and what you’d like covered. We’ll follow up to shape the class around your needs.

Want to see the material first? Read the Insights series.

About you
Your team
Are you a current Risk Associates client?
The class
Format
Location, for in-person classes (optional)
In-person classes are available in some locations. If you’re not sure, leave this blank and we’ll talk it through.
Class focus
Which classes? (optional)

We’ll contact you to discuss your team’s needs. We are excited to put our class series together for your team!