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Contractors and builders

Your contracts decide who pays when something goes wrong.

Most coverage gaps aren’t found in the policy. They’re written into the contract, long before anyone files a claim. We help contractors catch them first.

The problem

The gap is usually in the contract.

For nearly thirty years we’ve worked on the contract side of construction insurance: indemnity, additional insured, labor law and action-over claims. The job usually goes fine. When it doesn’t, the contract you signed decides who pays.

What we do here

Our focus

Indemnity, additional insured and waiver of subrogation review

Before you sign, we read the insurance and indemnity language and flag what your policy won’t cover.

Subcontractor insurance compliance checks

We confirm your subs carry what your contract requires, endorsements included.

Coverage verification handled for you

Certificates collected, checked and followed up, so expired coverage doesn’t slip through.

Construction risk and claims advisory

Guidance when a claim comes in, grounded in the contracts behind the job.

Who we work with

Built for your side of the table

Contractors and builders

Before you sign, not after the claim.

GCs, trades and developers, from New York to the Carolinas and Florida.

Send us a contract

Insurance agencies

We work alongside your agency.

A referral partner for your commercial book: we handle the contract review so your team can focus on placement.

Start a referral conversation