New York Labor Law and contractual risk
In New York, the injured worker sues you. Your subcontracts decide who pays.
Under New York’s Labor Law, a fall on your site becomes the owner’s and GC’s claim first. Whether it stays yours depends on your subcontracts and your subcontractors’ insurance.
The problem
Most gaps look fine on the certificate.
For nearly thirty years we have worked on New York construction risk: Labor Law claims, action-over and the contracts behind them. The certificate says a policy exists. It does not say whether that policy will respond to the claim your site is most likely to produce.
What we do here
Our focus
Labor Law exposure reviews by project
We look at a project’s contracts and insurance before work starts and show you where the exposure sits.
Subcontract indemnity and insurance requirements
Requirements written so the subcontractor’s policy responds to the claims New York law sends your way.
Subcontractor policy and endorsement verification
Most gaps we find are on policies that look fine on the certificate. We read the endorsements.
Claims and tender support
When a claim comes in, we help put it in front of the policy that should pay it.
Who we work with
Built for your side of the table
Owners and GCs
Keep the claim with the sub who caused it.
A second set of eyes on your subcontracts and your subs’ coverage, project by project.
Talk to us about a projectBrokers and carriers
Action-over, from the contract side.
Support on the contract language and endorsements that decide how Labor Law claims move between policies.
Talk to us about a file
